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Pet insurance made easy - Glossary

Our glossary will help you to understand some of the commonly used phrases within pet insurance.

Lifetime condition limit

For Lifetime policies with an Annual condition limit, there is no limit as to how many conditions you can claim for in a year. For Lifetime policies with an Annual policy limit, we’ll pay vet’s fees up to your chosen annual policy limit in one policy year.

For Time Limited policies a lifetime condition limit does not apply. Time limited policies provide cover for 365 days from the day signs for the condition started or up to the condition limit, whichever is first.

For Max benefit policies, this is the amount available for each condition, with no time limits, as long as the policy remains live.

For Accident only policies there is a lifetime condition limit of £15,000 for continuing treatment related to each accident as long as the policy remains live.

Check out our full glossary to make pet insurance easier to understand.