Here to support you and your pets - business as usual at Animal Friends. To help us minimise any impact for our customers, we ask that you avoid where possible sending claims to us via post during this time unless absolutely necessary. Pawtal, our online claims system for vets, is still the fastest way to process a claim. Please speak to your vet to submit the claim at

Pet insurance made easy - Glossary

Our glossary will help you to understand some of the commonly used phrases within pet insurance.


A premium is the amount you pay for your policy. You can choose to pay annually or monthly by Direct Debit allowing you to spread your premium over the course of the year at no extra cost.

Check out our full glossary to make pet insurance easier to understand.