Here to support you and your pets - business as usual at Animal Friends. To help us minimise any impact for our customers, we ask that you avoid where possible sending claims to us via post during this time unless absolutely necessary. Pawtal, our online claims system for vets, is still the fastest way to process a claim. Please speak to your vet to submit the claim at

Pet insurance made easy - Glossary

Our glossary will help you to understand some of the commonly used phrases within pet insurance.

Public Liability

This provides legal cover if property is damaged, someone is injured, killed or falls ill as a result of an incident involving your dog and you are found to be legally responsible. This covers compensation and claimant’s costs, along with legal costs and expenses incurred for defending you.

Check out our full glossary to make pet insurance easier to understand.