Accident Only dog insurance | Animal Friends

Accident Only dog insurance

Fred the puppy Bruce the dog MoneyFact Dog Insurance Provider of the year 2018 award

What this insurance policy covers

An Accident Only policy only covers vets fees for injuries and complications arising from accidents. It does not cover illnesses or diseases, nor provide any other benefits. Ongoing accident-only cover of £2,500 per accident per year is available, as long as the policy is active, up to a lifetime limit of £15,000 for each accident.

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Accident Only cover levels and details

Our Accident Only policy is our simplest policy; it provides cover for accidents. No cover for illnesses. No extra benefits. It’s great for those accident-prone dogs.

With this in mind, there is only one level of cover designed to provide a basic level of protection for those looking for minimal premiums. This provides annual cover of £2,500 per accident, which can continue each year the policy is active, up to a lifetime limit of £15,000 for each accident.

Because of this it’s one of our cheapest policies with prices starting from as little as £3.73 a month for dogs.


Accident Only
Annual Accident Limit
Lifetime Accident Limit £15,000
Vets Excess  £99
Download Insurance Product Information Document (IPID)

Pet insurance premiums increase as your pet gets older. A 20% co-payment (in addition to the fixed excess) will be added when your dog turns 8.

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