What this insurance policy covers
Lifetime policies cover long-term, chronic or recurring conditions, as well as short term illness and injury. As long as the policy is renewed each year without a break, we will continue to provide cover for conditions such as diabetes or arthritis which require treatment over a long period of time.
There are 2 types of Lifetime policies, with different levels of cover.
Or you can choose a policy that covers each different condition (or illness), up to either £1,000, £2,000, £4,000 or £6,000 each year. Once the limit for a condition is reached you’ll not be able to claim for that condition, until the policy renews and the amount becomes available for that condition again. However, you can still make a claim for any other conditions. Find out more >Find out more >Find out more >
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Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.