Pet Insurance for Cats & Dogs from £3.01 a month | Animal Friends

Award-Winning Pet Insurance

Providing cover for dogs, cats and horses

Snowy the cat Poodle MoneyFact Pet Insurance Provider of the year 2016-2017 award
Cover from 4 weeks

You can cover your pet from four weeks old up to any age with a multi-award-winning pet insurance provider.

Same day claims payment

Over 50% of vets use our same day claims payment system, Pawtal*, and our friendly UK based team are ready to help.

Charitable donations

Every pet insurance policy purchased helps us support animal charities, and conservation efforts around the world.

From 10p

Policies available from 10p a day, with levels to suit every budget including Accident Only, Time Limited, Max Benefit and Lifetime.

Dog Insurance

Policies from as little as

£3.73 per month

Picture: Cracker, one of our dog characters Quote my Dog

Cover your dog or puppy from 4 weeks old up to any age

Cat Insurance

Policies from as little as

£3.01 per month

Picture: Girlie, one of our cat characters Quote my Cat

Cover your cat or kitten from 4 weeks old up to any age

Horse Insurance

Policies from as little as

£4.22 per month

Picture: Chester, one of our horse characters Quote my Horse

Cover your horse from 30 days old up to any age

Our Testimonials

Our Pet Insurance Policies

Accident Only Pet Insurance Time Limited Pet Insurance Max Benefit Pet Insurance Lifetime Pet Insurance

Accident Only Pet Insurance

Accidents
Accidents only covered up to the lifetime and accident limit.
Limits Offered
£15,000 lifetime
£2,500 per accident 
Cost
From just £3.01 per month.
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Time Limited Pet Insurance

Conditions & Illnesses
Covered up to the limit, 365 days after first manifesting.
Limits Offered
£500 - £4,000
per condition
dependent on chosen policy
Cost
From just £3.58 per month.
Get A Quote

Max Benefit Pet Insurance

Conditions & Illnesses
Covered for the entirety of the policy up to the limit.
Limits Offered
£1,000 - £4,000
per condition
dependent on chosen policy
Cost
From just £4.83 per month.
Get A Quote

Lifetime Pet Insurance

Conditions & Illnesses
Covered for the entirety of the policy. Resetting yearly limit.
Limits Offered
£1,000 - £6,000
per condition, per year
dependent on chosen policy
Cost
From just £5.12 per month.
Get A Quote
Cover for accidents, illnesses and conditions up to a maximum of 365 days from onset or until the individual condition limit is reached – at this point the cover for that condition will stop and you will not be able to claim for it again. This policy itself has an annual limit for payouts – when reached, cover for all claims will be suspended until the policy is renewed and its annual limit is refreshed.

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Provides cover for accidents, illnesses and conditions up to the cover limit with no time restrictions, as long as the policy is active. When a conditions’ claim limit is reached, you will not be able to claim for that condition again.

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Lifetime policies offer ongoing cover against accidents, illnesses and conditions for an unlimited amount of time –cover can continue indefinitely as long as your policy is renewed each year. Each condition has an annual limit, but when you renew your policy the condition limit starts again. Please remember, as with any healthcare policy, pre-existing conditions may no longer be covered if you change provider.

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An Accident Only policy only covers vets fees for injuries and complications arising from accidents. It does not cover illnesses or diseases, nor provide any other benefits. Ongoing accident-only cover of £2,500 per accident per year is available, as long as the policy is active, up to a lifetime limit of £15,000 for each accident.

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Accident Only Pet Insurance Time Limited Pet Insurance Max Benefit Pet Insurance Lifetime Pet Insurance
Basic
Basic Plus
Prime
Prime Plus
Annual Condition Limit £500£1,000£2,000£4,000
Annual Policy Limit £3,000£4,000£7,000£10,000
Vets Excess £99£99£99£99
Public Liability £1m£1m£1.5m£1.75m
Transport Costs
Personal Accident
Accidental Damage
Theft & Straying £350£500£750£1,000
Advertising & Reward £200£200£200£200
Holiday Cancellation £1,000£1,500
Boarding Kennel / Cattery £100£500£750£1,000
Death Of Pet £350£500£750£1,000
Overseas Travel Cover £500£750£1,000£1,500
Max Value
Max Plus
Max Extra
Annual Condition Limit N/AN/AN/A
Lifetime Condition Limit £1,000£2,000£4,000
Vets Excess £99£99£99
Public Liability £1.5m£1.5m£1.75m
Transport Costs
Personal Accident
Accidental Damage
Theft & Straying £500£750£1,000
Advertising & Reward £200£200£200
Holiday Cancellation £1,000£1,000£1,500
Boarding Kennel / Cattery £500£750£1,000
Death Of Pet £500£750£1,000
Overseas Travel Cover £1,500£2,000£2,000
Super
Superior
Superior Plus
Prestige
Annual Condition Limit £1,000£2,000£4,000£6,000
Annual Policy Limit UnlimitedUnlimitedUnlimitedUnlimited
Vets Excess £99£99£99£99
Public Liability £1.5m£1.5m£1.75m£2m
Transport Costs £200
Personal Accident £200
Accidental Damage £750
Theft & Straying £500£750£1,000£1,500
Advertising & Reward £200£200£200£1,000
Holiday Cancellation £1,000£1,000£1,500£2,500
Boarding Kennel / Cattery £500£750£1,000£1,500
Death Of Pet £500£750£1,000£1,500
Overseas Travel Cover £1,500£2,000£2,000£2,000
Accident Only
Annual Accident Limit £2,500
Lifetime Accident Limit £15,000
Vets Excess £99
Public Liability
Transport Costs
Personal Accident
Accidental Damage
Theft & Straying
Advertising & Reward
Holiday Cancellation
Boarding Kennel / Cattery
Death Of Pet
Overseas Travel Cover
Accident Only Pet Insurance Time Limited Pet Insurance Max Benefit Pet Insurance Lifetime Pet Insurance

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