Lifetime Pet Insurance

AFI_Tick_Cross_Tick.png Up to £18,000 vet fee cover
AFI_Tick_Cross_Tick.png Rated excellent on Trustpilot
AFI_Tick_Cross_Tick.png Free 24/7 vet video consultations

 

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From prices are based on the monthly premiums paid by at least 10% of customers who bought any of our Lifetime pet insurance policies in the last 3 months.

Award winning pet insurance

What our Lifetime policies cover

Lifetime insurance offers ongoing vet fee cover for accidents and illnesses and can protect your pet for life, as long as you renew.

There are two types of cover available.

Get a quote 

1. Lifetime Annual Limit

  • You can choose cover from £1,000 to £18,000 each year for vet fees.
  • You can claim for as many conditions as you need to, as long as you stay within your chosen annual vet fee limit.
  • The limit resets every year when you renew.
  • Your pet’s conditions will be covered for life, as long as you renew your policy.
  • Dental accident & dental illness cover up to £3,000 with our Lifetime £10,000 and Lifetime £18,000 policies and up to £1,000 with our Lifetime £4,000 and Lifetime £5,000 policies.
  • Dental accident cover up to £750 with our Lifetime £2,000 and Lifetime £3,000 policies.
  • Complementary therapy from £500 to £3,000, depending on your chosen policy.

2. Lifetime Condition Limit

  • You can choose cover of £1,000, £2,000, £4,000 or £6,000 each year for vet fees.
  • You can claim up to your chosen amount for vet fees per policy year for each condition your pet might have.
  • The limit resets every year when you renew.
  • Your pet’s conditions are covered for life, as long as you renew your policy.
  • Dental accident cover up to £750 with our Superior policy.
  • Dental accident & dental illness cover up to £1,000 with our Superior Plus and Prestige policies.
  • Complementary therapy from £500 to £1,000, depending on your chosen policy.

Policy terms and conditions apply.

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Free 24/7 vet video consultations for cats and dogs

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Over 25 years as pet insurance experts

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Your vet can claim online on your behalf

9/10 online vet fee claims processed within 4 working days*

*90.21% of claims were processed within 4 working days. Claims received July - December 2025.

More than £10 million donated to support animal welfare

Multi-award winning pet insurance

  • Defaqto Pet Insurer of the Year 2024/25
  • Moneyfacts 5 Star Ratings - Pet Insurance 2025
  • The Personal Finance Awards 2024/25 - Best Pet Insurance
  • Forbes Advisor - Best of 2025 - Pet Insurance
  • Finder Pet Insurance Customer Satisfaction Awards 2022