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When do I have to pay an excess?

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There is an excess to pay in the event of a claim on all of our policies.

For Accident only the excess is deducted from the Annual Condition Limit for each new accident under the Vet fees section of cover, per policy year.

For Lifetime policies with an Annual condition limit, the excess is deducted from the Annual Condition Limit for each new condition under the Vet fees section of cover, per policy year.

For Lifetime policies with an Annual policy limit, the excess is the amount you pay towards the first claim for vet fees each year that your policy remains active.

For Time Limited policies the excess is deducted from the Annual Condition Limit for each new condition under the Vet fees section of cover, per policy year.

For Max Benefit the excess is deducted from the Lifetime Condition Limit for each new condition under the Vet fees section of cover.

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