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Do you cover pets who have been ill or injured before?


We will still offer insurance to a pet who has had an illness or injury before, however any injury, illness or condition that’s noticed or diagnosed before you take out the policy, or within the first 14 days, will be excluded from your terms of cover as a pre-existing condition.

For more information about how we apply exclusions please read our policy wording thoroughly. Policy wording can be found under our products pages.

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We review our pet insurance FAQs regularly and are always adding content. If you are unable to find an answer to a question you have, please contact us or get in touch via our Live Chat facility.

If you’d like more information about Animal Friends Insurance, please go to our About us page.

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