Back
Will you continue to cover my pet even when they’re older?
25202Yes, however, to help us keep premiums as low as we can, when your dog is 8 or older or your cat is 10 or older, a co-payment will become payable when you make a claim.
The co-payment is usually 20% of each claim amount that you’ll have to pay, in addition to the Excess and will be deducted from the applicable policy limit.
Just like people, as your pet ages the chance of it needing medical treatment increases, meaning you’re more likely to claim on your policy. This means that your premiums may increase as your pet ages. Please check your policy schedule to confirm the exact percentage applicable.
You can see if a co-payment applies to your policy, by viewing your policy details online.
How helpful was this article?
5
4
3
2
1
View your policy details online
View your pet’s policy details and your account information.
View your policy details online
View your pet’s policy details and your account information.
Most asked
Pet insurance can be confusing.
Check out our A-Z glossary to make it easier to understand.
Most asked
What animals do you insure? What policies for dogs and cats? What policies for horses and riders? Which policy is right for me? Will you cover older pets? Cover for prior illness or injury? Exclusions applied to new policies? Do I pay tax on pet insurance? How do you calculate premiums? How do I get a quote? Is dental treatment covered? Is there a multi-pet cover? What breeds are excluded? My pet has passed away, how do I cancel my policy? Do I need to inform you if my pet is pregnant or I’m looking to breed from my pet? At what age can I insure my puppy or kitten?
Can’t find what you are looking for?
We review our pet insurance FAQs regularly and are always adding content. If you are unable to find an answer to a question you have, please contact us or get in touch via our Live Chat facility.
If you’d like more information about Animal Friends Insurance, please go to our About us page.
