Will you continue to cover my pet even when they’re older?


Yes, however, to help us keep premiums as low as we can, we currently require a mandatory co-payment if you renew your policy after you dog’s 8th birthday, or after your cat turns 10. In some circumstances we may be able to offer a voluntary co-payment.

The co-payment is a set percentage of any claim for which you, as the policyholder, are liable, in addition to the excess. The terms of this co-payment should be outlined in your policy wording. The co-payment system means we can continue to offer cover for your pet as they get older.

You can see if a co-payment applies to your policy, by viewing your policy details online.

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