Photo illustration of a foal with love hearts

Foal insurance

Protect your foal with cover that makes a difference.

  • Foal insurance is covered by our Standard Horse policies.

Why choose us?

Our policies provide more than just peace of mind for our customers, they also help support animal welfare and conservation charities at home and abroad.

Help other animals

Every horse, pony and foal (and rider!) with Animal Friends is helping to save other animals just like them.

 

Cover from 30 days old

We offer insurance for foals once they are 30 days old and we can carry on covering them on our Standard Horse Time Limited policy until they are 20 years old.

Our cover

This policy covers vet fees if your foal becomes ill or is injured in an accident. You can claim up to a set amount for vet fees for each illness or condition.

Each illness or condition is covered until you reach the vet fee limit or up to 12 months - as long as you renew the policy. Once you reach the vet fee limit or the 12 months, whichever comes first, you won't be able to claim for that condition again.

We will need to see a mortality certificate when you take out a policy for a foal.

Pre-existing conditions aren’t covered. We consider a condition to be pre-existing if your horse showed any signs or symptoms of it before your cover start date or within the waiting period of the policy, whether they needed treatment previously or not.

Photo illustration of a horse looking out of a stable door
Two people stroking a horse

Extra benefits you can choose

Our Standard Horse insurance has a range of optional benefits that you can choose to add to your policy to cover things like theft, death or loss of use.

 

Looking for horse rider cover?

We've got you covered with our Standard Rider and Young Rider policies.

Standard Rider

This policy aims to provide cover for you while you are riding a horse. This policy is for riders between the ages of 18 and 75 who will be riding horses that they don't own or have on loan.

Young Rider

This Young Rider policy aims to provide cover for a young rider while they are riding a horse. This policy is for young riders aged between 5 and 18 years old who will be riding horses that you or they don't own or have on loan.

 

Photo illustration of a horse and rider