Photo illustration of a horse and rider looking over a fence

Rider insurance

  • Standard cover for riders aged 18 to 75 years old.
  • Young Rider cover for 5 to 17 year olds.
  • Cover for riders that don't loan or own the horse.

Standard Rider insurance

You may have an accident that prevents you from working or leaves you needing dental treatment. Costs can add up but our Standard Rider insurance can support you if the worst should happen, allowing you to concentrate on getting better.

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Cover You are covered up to
If you are killed

£10,000

You can only claim for one of these per accident.

If you lose a limb
Permanent blindness in one or both eyes
Permanent deafness in both ears
If you’re permanently and totally disabled
If your injuries stop you from being able to work temporarily £50 per week
If you need dental treatment £1,000 per year
If you need to stay in hospital £30 per day

Cover  You are covered up to
If the horse being ridden injures someone or damages their property £2,000,000
If you are found legally responsible for a horse's injury or death £2,000
If the horse being ridden is injured in an accident £1,000

Further details are available in our policy documents:

Standard Rider policy booklet 

Standard Rider insurance product information document 

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Already an existing customer?

Please refer to the policy documents we sent you when you took out or renewed your policy. You can log into your online account to view these.

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Young Rider insurance

From first timers to young experts, we can provide cover for young riders should they get injured. This policy can also provide some cover for the horse they are riding if it is injured in an accident.

Our Young Rider insurance covers riders aged 5-17 years old and also provides cover for a private tutor should any injuries stop the rider from being able to go to school or college.

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Cover You are covered up to
If they are killed  £5,000
If they lose a limb

£20,000

You can only claim for one of these per accident.

Permanent blindness in one or both eyes
Permanent deafness in both ears
If they are permanently and totally disabled
If they need dental treatment £1,000 per year
If they need to stay in hospital £25 per day
If the injuries stop them from being able to go to school or college £2,500 per year

Cover  You are covered up to
If the horse being ridden injures someone or damages their property £2,000,000
If you are found legally responsible for a horse's injury or death £1,000
If the horse being ridden is injured in an accident £1,000

Further details are available in our policy documents

Young Rider policy booklet 

Young Rider insurance product information document 

Get a quote

Already an existing customer?

Please refer to the policy documents we sent you when you took out or renewed your policy. You can login to your online account to view these.

Login

Illustration of a dog, cat and horse

Why choose Animal Friends?

We're not like other leading UK pet insurers, we were built with a purpose. With over 20 years experience and over one million of the nation's pets covered, customers choose Animal Friends for:

  • Affordable, award-winning cover to suit you
  • Every policy bought helps support animal welfare and conservation around the world
  • Fuss-free claiming. Vets can claim on your behalf
  • Expert advice and guides
  • Friendly UK-based team.