At Animal Friends Pet Insurance, our specialist equine team know first-hand that many horses carry on living full and active lives as they get older.
Our Mature Horse insurance policy provides cover for veterinary fees and complementary therapy costs incurred as a result of an accidental injury, for horses aged over 20 years.
It provides veterinary fees coverage for accidental injury of up to £2000 per injury for 365 days from the initial onset, subject to a £125 excess.
Our third party public liability insurance cover provides cover up to £2 million, subject to the excess.
In addition to veterinary fees cover, our Mature Horse policy also offers a range of bolt-on policy benefits which allow you tailor your policy to your requirements.
Our Mature Horse policy provides cover for accidental injury only. It is a non-lifetime policy – any one condition is covered for 365 days from the date that the condition first manifested, subject to the financial limit in place on the policy. All our policies are subject to the terms and conditions explained in the Policy Wording and Key Facts.
Bolt on Extras
Bolt on extras are available to add onto your Mature Horse insurance policy so that it can be tailored to suit your individual needs, including:
Death of Horse (from Injury)
If the worst should happen, and you lose your equine companion to an accident, we will look to provide cover for the market value, purchase price or sum insured (whichever is lesser) up to a maximum of £1,500.
Loss by Theft or Straying
We will provide cover for the market value, the purchase price paid, or the amount specified in your schedule, up to the maximum benefit limit, if your horse is stolen or lost for more than 90 days. We will also pay towards the advertising and reward costs for your horse.
Third Party Liability
We will provide cover where property is damaged or someone is killed, injured or becomes ill as a result of an incident involving your horse or your horse trailer (if covered) and you are legally responsible, we will pay up to the benefit limit specified in your schedule.
Personal Accident and Dental
We will provide cover for either death, permanent blindness in one or both eyes, permanent deafness in both ears, loss of limb or permanent total disablement and or dental treatment, if you are killed, injured or become ill when riding your horse, up to the maximum amounts as per the benefit table found in the Horse Insurance Policy Wording.
Saddlery and Tack
We will provide cover for the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your saddlery and tack is lost, stolen, or damaged.
We will provide cover for either the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your horse trailer is lost, stolen, damaged or destroyed during the policy period.
Please do not hesitate to contact our knowledgeable sales advisors who can provide further details on this policy or the available bolt-on options.