Standard Horse insurance Standard Horse insurance Standard Horse insurance

Standard Horse insurance

  • Cover available for horses from 30 days old
  • The Personal Finance Awards Winner for Best Pet Insurance
  • Customise your requirements with our bolt on extra benefits
  • Founded to donate to animal charities worldwide

Our Standard Horse insurance policy provides cover for veterinary fees and / or complimentary treatment for accidents, illnesses and conditions for horses aged between 30 days and 20 years.

  • Your horse will be covered for 365 days after the condition is first noticed by yourself or your vet, so this could mean when symptoms first appear or when an accident happens.
  • You can choose cover up to either £2,000, £4,000 or £6,000 per condition. An excess of either £250 or £500 is payable for each condition where the treatment dates fall within different policy years.
  • The benefit limit is applied separately to every unrelated injury, illness or condition claimed for.
  • In addition to veterinary fees cover, our Standard Horse policy also provides the ability to customise your cover with optional bolt-on policy benefits to build your perfect plan.

All of our policies are subject to the terms and conditions explained in our documents

Your complete guide to your Standard Horse policy
Standard Horse Insurance Product Information Document
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Bolt on extras

Bolt on extras are available to add onto your Standard Horse insurance policy so that you can customise it to fit your requirements, including:

Permanent Loss of Use

We will provide cover for the market value, the purchase price paid, or the amount specified in your schedule, up to the maximum benefit limit, if your horse is permanently injured and is prevented from taking part in the activities shown on your schedule.

If the worst should happen, and you lose your equine companion to an accident, we will look to provide cover for the market value, purchase price or sum insured (whichever is lesser) up to a maximum benefit limit of £6,000.

We will provide cover for the market value, the purchase price paid, or the amount specified in your schedule, up to the maximum benefit limit, if your horse is stolen or lost for more than 90 days. We will also pay towards the advertising and reward costs for your horse.

We will provide cover where property is damaged or someone is killed, injured or becomes ill as a result of an incident involving your horse or your horse trailer (if covered) and you are legally responsible, we will pay up to the benefit limit specified in your schedule.

We will provide cover for either death, permanent blindness in one or both eyes, permanent deafness in both ears, loss of limb or permanent total disablement and or dental treatment, if you are killed, injured or become ill when riding your horse, up to the maximum amounts as per the benefit table found in the Horse Insurance Policy Wording.

We will provide cover for the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your saddlery and tack is lost, stolen, or damaged.

We will provide cover for either the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your horse trailer is lost, stolen, damaged or destroyed during the policy period.

Did you know?

We have over 20 years experience

Animal Friends Pet Insurance was founded in 1998, exclusively providing pet insurance for over 20 years

Founded to support animal charities

Founded with the sole aim of providing pet insurance as a means to help support animal welfare charities

The ethical choice

To date we have donated over £4 million to over 300 animal welfare charities across 7 continents

Friendly UK-based team

We are ready to help, we are all animal lovers

Policyholder testimonials

Our pet insurance awards

Horse advice

Whether you choose to adopt or buy a horse we can help you through the adventure of horse ownership. We have a blog full of guides and articles all about our equine friends.