Standard Horse insurance
- Cover available for horses from 30 days old
- The Personal Finance Awards Winner for Best Pet Insurance
- Customise your requirements with our bolt on extra benefits
- Founded to donate to animal charities worldwide
Our Standard Horse insurance policy provides cover for veterinary fees and / or complimentary treatment for accidents, illnesses and conditions for horses aged between 30 days and 20 years.
Permanent Loss of Use
We will provide cover for the market value, the purchase price paid, or the amount specified in your schedule, up to the maximum benefit limit, if your horse is permanently injured and is prevented from taking part in the activities shown on your schedule.
Death of Horse
If the worst should happen, and you lose your equine companion to an accident, we will look to provide cover for the market value, purchase price or sum insured (whichever is lesser) up to a maximum benefit limit of £6,000.
Loss by Theft or Straying
We will provide cover for the market value, the purchase price paid, or the amount specified in your schedule, up to the maximum benefit limit, if your horse is stolen or lost for more than 90 days. We will also pay towards the advertising and reward costs for your horse.
Third Party Liability
We will provide cover where property is damaged or someone is killed, injured or becomes ill as a result of an incident involving your horse or your horse trailer (if covered) and you are legally responsible, we will pay up to the benefit limit specified in your schedule.
Personal Accident and Dental
We will provide cover for either death, permanent blindness in one or both eyes, permanent deafness in both ears, loss of limb or permanent total disablement and or dental treatment, if you are killed, injured or become ill when riding your horse, up to the maximum amounts as per the benefit table found in the Horse Insurance Policy Wording.
Saddlery and Tack
We will provide cover for the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your saddlery and tack is lost, stolen, or damaged.
We will provide cover for either the market value, the purchase price paid or the amount specified in your schedule, (whichever is the lesser amount), if your horse trailer is lost, stolen, damaged or destroyed during the policy period.
Animal Friends Pet Insurance was founded in 1998, exclusively providing pet insurance for over 20 years
Founded with the sole aim of providing pet insurance as a means to help support animal welfare charities
To date we have donated over £4 million to over 300 animal welfare charities across 7 continents
We are ready to help, we are all animal lovers
Whether you choose to adopt or buy a horse we can help you through the adventure of horse ownership. We have a blog full of guides and articles all about our equine friends.