Multi-pet insurance
Pet insurance for multi-pet homes
Pet insurance for the whole furry family
A home with more than one pet is full of personality - not to mention fur, noise, cuddles and moments you’ll never forget.
Although your pets share a home, each one of them is wonderfully different. One might be curious and accident-prone, another happiest curled up beside you, while another may have extra health needs to think about.
What makes your pet unique, should be reflected in their pet insurance - tailored to their individual needs, lifestyle and circumstances.
How does insuring multiple pets work?
Animal Friends lets you select certain levels of cover that suits each pet's individual needs. Having your multiple pet insurance policies with us can make managing your policies simpler, which we know is important with a house full of paws to take care of.
With every pet insurance policy you have, you can select from a range of cover options for each pet, meaning you can tailor for each of your pets needs. As they don't share cover, each pet gets their own vet fee cover limits.
We do our best to help you get the best cover for your pet. We believe everyone has the right to access affordable policies to make sure their pets are protected in their times of need.
Pet insurance is an annual insurance you'll need to renew each year. Depending on your specific policy, you'll be able to make adjustments and updates to your policy online or by phone.
Just welcomed home a new member of the family?
Simply get a quote using your existing details, and your new furry family member will be added to your account. That means with just one login you can see all your pet insurance policies, renewal dates and cover levels, plus track any claims.
Lifetime
Lifetime policies cover long-term, chronic or recurring conditions, short term illness and injuries for the lifetime of your pet so long as your renew your policy.
Max Benefit
With Max Benefit policies you can claim up to a set amount for vet fees for each condition until your chosen vet fee limit has been reached with no time limit.
Time Limited
Our Time Limited policies can provide cover for vet fees for accidents and illnesses up to your chosen vet fee limit, for a maximum of 12 months.
Accident only
Our Accident Only policies aim to cover vet fees for dogs or cats if they have an accident. It doesn’t cover you for any illnesses or diseases they might have.
Horse insurance
Time Limited Horse Insurance
Our horse insurance is a Time Limited product. This means cover is provided for each accident or illness for up to 12 months or until the vet fee limit is reached.
What does Animal Friends pet insurance cover?
Our range of pet insurance policies give you the power to choose the type and level of cover that's right for your pet's needs and your budget. Plus many more benefits:
Vet fee cover from £1,000 to £18,000
Choose a level of vet fee cover to suit your needs and budget.
24/7 video vet
Free video vet consultations available for dog and cat customers all day, 365 days a year with Joii.
Public Liability
Some of our pet insurance policies provide cover in the event your pet injures someone or damages their property.
Missing or stolen pet
Some of our pet insurance policies can help towards the cost of finding your dog or cat if they're stolen or go missing.
Behavioural therapy
Our Prestige, Lifetime £10,000 and £18,000 policies cover behavioural therapy, including training to address behavioural issues like separation anxiety.
Dental
Most of our dog and cat insurance policies cover dental accidents, with some covering both dental accidents and illnesses.
Supporting animal welfare
Over £10 million donated
We've supported more than 830 animal welfare charities and conservation organisations globally, with over £10 million donated as of January 2026.
Animal welfare funding
We fund a range of initiatives and causes, including emergency appeals and long-term animal welfare needs.
The charitable work undertaken by Animal Friends Insurance is not regulated by the Financial Conduct Authority.
