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Multi-Pet Insurance

Here at Animal Friends, we do not provide multi-pet insurance, but we understand that many families have more than one cat or dog and are probably considering what type of policy best suits their needs and the needs of their pets.

To help you decide which is the best cover for you and your pets, we’ve pulled together some of the benefits and draw backs of the different types of multi-pet insurance policies available today.

What does Animal Friends offer?

Because we do everything we can to make sure you get the best price for your pet, we don’t offer discounts for insuring multiple pets with us. By not offering deals or discounts we can keep our prices lower for everyone, no matter how big or small your animal family.

We do this because we believe everyone has the right to access affordable policies to make sure their pet is protected in their times of need.

How is multi-pet insurance different?

Multi-pet insurance packages can work in different ways, and which type you are being offered will depend on which provider you are dealing with.

Single policy

The first type of offering is a single policy that lets you insure all your pets together – it feels very similar to a “standard” one-pet policy, i.e. you would still get a quote from an insurer and choose the cover that best suits your needs.

This usually means that your pets will have the same cover, share their documents and have one policy number. This method can work well for some situations as it simplifies the management of the policies, but sometimes our pets have different needs which might require them to have different cover levels or requirements.

Discounted policies

The second type of multi-pet solution is to provide a simple discount for the extra pets insured; all pets are on separate policies, with the additional policies qualifying for a discount off the premium. These discounts can offer savings, but you should always compare quotes with other providers just in case you see a similar policy cheaper elsewhere without the deduction.

Linked policies

The third type of offering is where insurers will simply link the various policies together within their systems, allowing you to easily add more pets without having to cancel and set up new cover just to make sure they are together. This simplifies administration but may not provide savings depending on the insurer.

Things to remember

  • Check whether the provider’s solution gives you a discount or merely simplifies managing your policies
  • Check whether you can specify different cover levels for your pets
  • Remember that it could be cheaper to have individual policies for your pets.

Why choose Animal Friends?

  • We keep our prices as low as possible so there’s no need for discounts
  • You can choose different cover levels for each pet insured with us
  • Insure new pets with us at any time*
  • All cats and dogs get access to Joii Pet Care with Animal Friends.

*subject to minimum age requirements. Puppies and kittens must be at least 4 weeks old and foals at least 30 days old to be insured under an Animal Friends pet insurance policy.