Accident Only cat insurance

Annual Condition Limit

Lifetime: This is the amount available per condition each year. On our Lifetime policies, this limit refreshes at renewal year after year, as long as you have the policy with us.

Time Limited: This is the amount available per condition. On our Time Limited policies we will provide cover for 365 days from the onset or up to the condition limit, whichever is reached first.

Max Benefit: This is the amount available per condition. On our Max Benefit policies we will provide cover for each condition until the individual limits are reached.

Annual Policy Limit

Lifetime: There is no limit on our Lifetime policies as to how many conditions you can claim for in a year.

Time Limited: This is the maximum amount of combined condition limits for claims in each policy year.

Max Benefit: There is no limit on our Max Benefit policies as to how many claims you can make in a year.

Vet Fees Excess

There is an excess on all of our policies. When making a claim, you would pay the excess and we would look to cover the rest up to the policy limit. The excess is taken out of the condition limit. It is paid per condition and per policy year.

Annual Accident Limit

Accident Only: This is the amount available per accident. Our Accident Only policy will provide £2,500 per accident per year with an overall lifetime limit of £15,000.

Lifetime Accident Limit

Our Accident Only policy offers a lifetime limit of £15,000 for continuing treatment related to each accident as long as the policy is still live.

Public Liability

This will provide cover towards third party death, injury or property damage as a result of an accident involving your pet where you are found legally liable.

Death of Pet

This will cover a percentage of the market value, purchase price or the amount specified in your schedule, up to the maximum benefit limit, if your pet passes away.

Holiday Cancellation

This will provide cover towards the costs of the cancellation or curtailment of your holiday because your pet needs life-saving surgery following an accident or illness within 14 days of your holiday.

Theft & Straying

This will provide cover towards a percentage of the market value, purchase price or the amount specified in your schedule, up to the maximum benefit limit, if your pet goes missing and is not found within 45 days.

Transport costs

This will provide cover towards the cost of transport between practices if your vet refers you to another practice or veterinary school.

Personal Accident

This will provide cover towards any time off work you might take as a result of being bitten by your pet.

Accidental Damage

This will provide cover towards accidental damage caused to a third party's personal property.

Advertising and Reward

This will provide cover towards advertising if your pet is lost or stolen, and provide an award for the return of your pet.

Boarding Kennel / Cattery

This will provide cover towards the cost of boarding your pet should you have to spend more than 4 consecutive days in hospital.

Holiday Cover

This will provide cover towards emergency vet treatment abroad.

Dog Walker

This will provide cover towards the costs of a professional dog walker in the event that you suffer injury and are hospitalised for more than 4 consecutive days.