Lifetime cat insurance 4 Lifetime Cat Insurance

Lifetime Cat Insurance

Ongoing cover for vet fees from accidents, illnesses and conditions

What this insurance policy covers

The most complete type of cat insurance available, Lifetime policies offer ongoing cover against accidents, illnesses and conditions for an unlimited amount of time – the cover can continue indefinitely as long as your policy is renewed each year.

Each condition has an annual limit, but when you renew your policy the condition limit starts again.Learn More >

Lifetime cover levels

SUPER

£ 8.75

/month
Vet fees

Annual Policy Limit

Unlimited

Annual Condition Limit

£1,000

Lifetime Condition Limit

Unlimited

Vet Excess

£99
Benefits
    Public Liability
  • £1.5m
  • Death of Pet
  • £500
  • Holiday Cancellation
  • £1,000
  • Theft & Straying
  • £500
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £500
  • Holiday Cover
  • £1,500
Get a quote

SUPERIOR

£ 9.71

/month
Vet fees

Annual Policy Limit

Unlimited

Annual Condition Limit

£2,000

Lifetime Condition Limit

Unlimited

Vet Excess

£99
Benefits
    Public Liability
  • £1.5m
  • Death of Pet
  • £750
  • Holiday Cancellation
  • £1,000
  • Theft & Straying
  • £750
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £750
  • Holiday Cover
  • £2,000
Get a quote

SUPERIOR PLUS

£ 10.21

/month
Vet fees

Annual Policy Limit

Unlimited

Annual Condition Limit

£4,000

Lifetime Condition Limit

Unlimited

Vet Excess

£99
Benefits
    Public Liability
  • £1.75m
  • Death of Pet
  • £1,000
  • Holiday Cancellation
  • £1,000
  • Theft & Straying
  • £1,000
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £1,000
  • Holiday Cover
  • £2,000
Get a quote

PRESTIGE

£ 11.71

/month
Vet fees

Annual Policy Limit

Unlimited

Annual Condition Limit

£6,000

Lifetime Condition Limit

Unlimited

Vet Excess

£99
Benefits
    Public Liability
  • £2m
  • Death of Pet
  • £2,500
  • Holiday Cancellation
  • £1,500
  • Theft & Straying
  • £1,500
    Transport Costs
  • £200
  • Personal Accident
  • £200
  • Accidental Damage <
  • £750
  • Advertising & Reward
  • £1,000
  • Boarding Kennel / Cattery
  • £1,500
  • Holiday Cover
  • £2,000
Get a quote

Pet insurance premiums increase as your cat gets older, as the chance of your pet getting ill increases. A co-payment is currently payable on claims if you renew your policy after your cat turns 10.

What is Lifetime

Cover details

Our Lifetime policies are our most comprehensive policies, providing our highest level of cover against any accident, illness or condition – giving a defined level of cover per condition, per year, every year the policy is active.

The annual cover limit for each condition refreshes every year the policy is renewed, providing ongoing protection for your cat against lifelong illnesses or conditions.

Please remember, as with any pet insurance policy, pre-existing conditions may no longer be covered if you change your cover or take your policy to another provider.

So, if your cat was to develop a skin condition treatment relating to this would be covered year after year for the rest of it’s life, as long as your policy is active – making the Lifetime policy so different to our Time Limited and Max Benefit policies.

Cover Levels

Our 4 Lifetime policies range from £1,000 per condition, per year, up to £6,000 per condition, per year.

  • Super
  • Superior
  • Superior Plus
  • Prestige

Our flagship Lifetime cover level, the Prestige plan, offers three extra benefits not present on the other plans.

  • Transport Costs
  • Personal Accident
  • Accidental Damage

This gives the Prestige plan significantly more cover than any other insurance policy we offer.

Our Lifetime policies offer extra benefits for our customers. The benefit levels depend on the cover selected.

So, as well as providing lifetime cover for your cat you’ll also have a peace of mind just in case of life’s other mishaps.

  • Public Liability
  • Theft & Straying
  • Advertising & Reward
  • Boarding Cattery
  • Death of Pet
  • Overseas Travel Cover
  • Holiday Cancellation

Policyholder Testimonials