Time Limited cat insurance Time Limited cat insurance Time Limited cat insurance

Time Limited cat insurance

Covers vet fee for accidents, illnesses and conditions for a limited period of time only.

What this insurance policy covers

Cover for accidents, illnesses and conditions up to a maximum of 365 days from onset or until the individual condition limit is reached- at this point the cover for that condition will stop and you will not be able to claim for it again.

This policy itself has an annual limit for payouts – when reached, cover for all claims will be suspended until the policy is renewed and its annual limit is refreshed.Learn More >

Time limited cover amounts

How much cover do I need?
See typical treatment costs for cats

Cover type
Annual condition
limit
Lifetime condition
limit
Annual policy
limit
Vet excess
Annual condition limit£1,000
Lifetime condition limitN/A
Annual policy limit£4,000

Additional Benefits

Public Liability
£1.00m
Death of Pet
£500
Holiday Cancellation
Theft & Straying
£500
Transport Costs
Personal Accident
Insurance Product Information Document
Accidental Damage
Advertising & Reward
£200
Boarding Kennel / Cattery
£500
Overseas Travel Cover
£750
Dog Walker
Insurance Product Information Document
Annual condition limit£2,000
Lifetime condition limitN/A
Annual policy limit£7,000

Additional Benefits

Public Liability
£1.50m
Death of Pet
£750
Holiday Cancellation
£1,000
Theft & Straying
£750
Transport Costs
Personal Accident
Insurance Product Information Document
Accidental Damage
Advertising & Reward
£200
Boarding Kennel / Cattery
£750
Overseas Travel Cover
£1,000
Dog Walker
Insurance Product Information Document
Annual condition limit£4,000
Lifetime condition limitN/A
Annual policy limit£10,000

Additional Benefits

Public Liability
£1.75m
Death of Pet
£1,000
Holiday Cancellation
£1,500
Theft & Straying
£1,000
Transport Costs
Personal Accident
Insurance Product Information Document
Accidental Damage
Advertising & Reward
£200
Boarding Kennel / Cattery
£1,000
Overseas Travel Cover
£1,500
Dog Walker
Insurance Product Information Document

What is Time Limited?

Cover details

Time limited policies provide a cost-effective cat insurance policy that goes beyond simple accident cover – giving protection
against acute illnesses and conditions, and other short-term health issues

Time limited policies offer an affordable solution to those requiring cover without incurring the costs of lifetime insurance policies.

So, say your cat was to suffer from arthritis we would look to provide cover for 365 days from the onset of the condition, up to the condition limit.
Once those 365 days are over, or when you reach the condition limit, we would apply an exclusion on your policy relating to bone diseases.

Cover levels

We offer a range of Time Limited policies featuring individual condition cover levels from £1,000 to £4,000 and annual policy limits from £4,000 to £10,000.

  • Basic Plus
  • Prime
  • Prime Plus

Download the complete guide

Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.

Unlike our Accident Only policy, our Time Limited policies provide extra benefits for you and your cat, just in case. They provide extra
features to broaden the scope of the cover and increase your peace of mind

These benefits include things like:

  • Public Liability
  • Theft & Straying
  • Advertising and Reward
  • Boarding Kennel
  • Death of Pet cover
  • Overseas Travel Cover
  • Holiday Cancellation

How much cover do I need?

Vets fees vary from practice to practice but to give you an idea of what to expect, here is a list of average costs for some of the most common treatments for cats.

Vets fees vary from practice to practice but to give you an idea of what to expect, here is a list of average costs for some of the most common treatments for cats.

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Policyholder testimonials