Time Limited dog insurance Time Limited dog insurance Time Limited dog insurance

Time Limited dog insurance

Covers vet fee for accidents, illnesses and conditions for a limited period of time only.

What this insurance policy covers

Cover for accidents, illnesses and conditions up to a maximum of 365 days from onset or until the individual condition limit is reached- at this point the cover for that condition will stop and you will not be able to claim for it again.

This policy itself has an annual limit for payouts – when reached, cover for all claims will be suspended until the policy is renewed and its annual limit is refreshed.Learn More >

Time Limited cover levels

BASIC PLUS

£ 5.71

/month
Vet fees

Annual Policy Limit

£4,000

Annual Condition Limit

£1,000

Lifetime Condition Limit

N/A

Vet Excess

£99
Benefits
    Public Liability
  • £1m
  • Death of Pet
  • £500
  • Holiday Cancellation
  • Theft & Straying
  • £500
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £500
  • Holiday Cover
  • £750
Get a quote

PRIME

£ 5.99

/month
Vet fees

Annual Policy Limit

£7,000

Annual Condition Limit

£2,000

Lifetime Condition Limit

N/A

Vet Excess

£99
Benefits
    Public Liability
  • £1.5m
  • Death of Pet
  • £750
  • Holiday Cancellation
  • £1,000
  • Theft & Straying
  • £750
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £750
  • Holiday Cover
  • £1,000
Get a quote

PRIME PLUS

£ 7.71

/month
Vet fees

Annual Policy Limit

£10,000

Annual Condition Limit

£4,000

Lifetime Condition Limit

N/A

Vet Excess

£99
Benefits
    Public Liability
  • £1.75m
  • Death of Pet
  • £1,000
  • Holiday Cancellation
  • £1,500
  • Theft & Straying
  • £1,000
    Transport Costs
  • Personal Accident
  • Accidental Damage
  • Advertising & Reward
  • £200
  • Boarding Kennel / Cattery
  • £1,000
  • Holiday Cover
  • £1,500
Get a quote

A co-payment is currently payable on claims if you renew your policy after your dog turns 8.

What is Time Limited?

Cover details

Time limited policies provide a cost-effective dog insurance policy that goes beyond simple accident cover – giving protection against acute illnesses and conditions, and other short-term health issues

Time limited policies offer an affordable solution to those requiring cover without incurring the costs of lifetime insurance policies.

So, say your dog was to suffer from arthritis we would look to provide cover for 365 days from the onset of the condition, up to the condition limit. Once those 365 days are over, or when you reach the condition limit, we would apply an exclusion on your policy relating to bone diseases.

Cover levels

We offer a range of Time Limited policies featuring individual condition cover levels from £1,000 to £4,000 and annual policy limits from £4,000 to £10,000.

  • Basic Plus
  • Prime
  • Prime Plus

Download the complete guide

Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.

Unlike our Accident Only policy, our Time Limited policies provide extra benefits for you and your dog, just in case. They provide extra features to broaden the scope of the cover and increase your peace of mind.

These benefits include things like:

  • Public Liability
  • Theft & Straying
  • Advertising & Reward
  • Boarding Kennel
  • Death of Pet cover
  • Overseas Travel Cover
  • Holiday Cancellation

Not ready to buy yet?

Fill in your details below and we’ll email you a reminder closer to the time

Policyholder testimonials