How does a Time Limited horse insurance policy work?

How does a Time Limited policy work?

Our Time Limited policies provide cover for each accident or illness up to your chosen vet fee limit for a maximum of 12 months, as long as you renew your policy.

The 12 month period starts from when you or your vet first noticed signs or symptoms of the condition.

However, if your vet agrees, you can monitor the condition without treatment.

The 12 month starts from the date your vet recommends treatment for your horse's condition.

How the vet fee limit works Time Limited policies have a vet fee limit for each new accident or illness.

For example, if you choose our £5000 policy, you could claim up to £5000 for kissing spines and a separate £5000 for colic.

And there is no limit to the number of accidents or illnesses you could claim for.

After 12 months or when you reach your vet fee limit, we won't cover that condition anymore even if you renew your policy.