How does a Time Limited pet insurance product work?

How does a time limited policy work?

Our time limited policies provide cover for each accident or illness up to your chosen vet fee limit for a maximum of 12 months as long as you renew your policy.

The 12 month period starts from when you or your vet first noticed signs or symptoms of the condition.

However, if your vet agrees, you can monitor the condition without treatment.

The 12 months will start from the date your vet recommends treatment for your pet's condition.

How the Vet fee limit works

Time limited policies have a vet fee limit for each new accident or illness.

For example, if you choose our Prime policy, you could claim up to £2000 for diabetes and a separate £2000 for arthritis.

You can claim for as many conditions as you need to, but the time limited policies have an annual limit.

This is the most you can claim for all conditions in each policy year.

After 12 months or when you reach your vet fee limit, we won't cover that condition anymore even if you renew your policy.