The lovable labradoodle adores nothing more than adventuring with their family! Protecting your labradoodle through a suitable insurance policy is just one of the ways you can help them stay happy and healthy…
Health conditions commonly seen in labradoodles
Just like many other dogs of different breeds, labradoodles are known to be prone to certain health problems. Here are three common health conditions seen in labradoodles, with the average vet fee costs according to our 2024 claims data…
- Lameness – with an average claim of £1,550.
- Otitis (an ear infection) – with an average claim of £770.
- Osteoarthritis – with an average claim of £990.
For information about some of the health conditions commonly seen in labradoodles, visit our labradoodle health conditions guide.
Keeping in mind the health concerns commonly experienced by labradoodles, it's worth making sure the insurance policy you choose offers the level of cover you might need.
Source: Based on average vet fee costs for conditions that were claimed for and assessed during 2024 for this breed. Average costs provided for illustration purposes only.
Don't forget! Here at Animal Friends, our policies offer a range of cover options to choose from, including:
- Lifetime Annual Limit up to £18,000 vet fees cover per year for all accidents or illnesses.
- Lifetime Condition Limit up to £6,000 vet fees cover for each accident or illness per year.
- Max Benefit up to £4,000 vet fees cover for each accident or illness.
- Time Limited up to £4,000 vet fees cover for each accident or illness for up to 12 months.
- Accident Only up to £2,500 vet fees cover for each accident per year.
What to consider when insuring your labradoodle
Along with thinking about potential health conditions, it’s worth considering some of the behavioural traits commonly seen in labradoodles when searching for the right insurance policy. So, when choosing labradoodle insurance, you could consider their:
- Potential to suffer separation anxiety.
- Boundless energy and need for exercise and stimulation.
- Over-excitement potentially making them accident prone.
See our labradoodle breed guide to find out more about typical breed behaviour.
At Animal Friends, our dog insurance policies include plenty of benefits, just in case you and your labradoodle ever need them, including:
- Cover for behavioural therapies as part of our Prestige, Lifetime £10,000, and Lifetime £18,000 policies. Cover includes treatment carried out by a qualified specialist for a behavioural condition diagnosed by a vet, as well as products and medication to support your labradoodle to feel less anxious.
- FREE vet video calls, available 24/7, through the Joii Pet Care app – for unlimited advice on a wide array of queries, like how often you need to exercise or feed your labradoodle to keep them happy and healthy.
- Help to reunite you with your labradoodle if they ever go missing, since our accident and illness policies can help towards the costs of advertising and paying a reward.
Insurance for labradoodles made simple
Our step-by-step online quote process can help you find the level of cover you need for your four-legged best friend. With a few quick details about yourself and your dog, we'll give you quotes that suit you, your dog and your budget.
Explore more about our range and types of cover, and how our multi-award winning polices work, below:
Dog insurance policies
Our dog insurance policies offer different levels of vet fee cover, from Accident Only to Lifetime £18,000. Most policies include cover for dental and other helpful treatments such as physiotherapy. See below for more details of each policy type.
Lifetime insurance offers ongoing vet fee cover for accidents and illnesses and can protect your dog for life, as long as you renew.
There are two types of cover available:
Lifetime Annual Limit
- You can choose cover from £1,000 to £18,000 each year for vet fees.
- You can claim for as many conditions as you need to, as long as you stay within your chosen annual vet fee limit.
- The limit resets every year when you renew.
- Your dog’s conditions will be covered for life, as long as you renew your policy.
- Dental accident & dental illness cover up to £3,000 with our Lifetime £10,000 and Lifetime £18,000 policies and up to £1,000 with our Lifetime £4,000 and Lifetime £5,000 policies.
- Dental accident cover up to £750 with our Lifetime £2,000 and Lifetime £3,000 policies.
- Complementary therapy from £500 to £3,000, depending on your chosen policy.
Lifetime Condition Limit
- You can choose cover of £1,000, £2,000, £4,000 or £6,000 each year for vet fees.
- You can claim up to your chosen amount for vet fees per policy year for each condition your dog might have.
- The limit resets every year when you renew.
- Your dog’s conditions are covered for life, as long as you renew your policy.
- Dental accident cover up to £750 with our Superior policy.
- Dental accident & dental illness cover up to £1,000 with our Superior Plus and Prestige policies.
- Complementary therapy from £500 to £1,000, depending on your chosen policy.
Policy terms and conditions apply.
With Maximum Benefit dog insurance, you have one fixed amount of vet fee cover for each accident or illness. You can make claims for as many conditions as you need to each year.
- You can choose a fixed amount of vet fee cover for each accident or illness you may need to claim for.
- You can keep claiming until the fixed amount of cover for the accident or illness is reached.
- There’s no time limit for how long you can claim for each accident or illness. After the vet fee limit is reached, we won't cover the accident or illness again.
- Dental accident cover up to £750 with a Max Plus policy.
- Dental accident & dental illness cover up to £1,000 with a Max Extra policy.
- Complementary therapy between £500 and £1,000, depending on your policy.
Policy terms and conditions apply.
Time Limited dog insurance provides cover for accidents and illnesses for up to 12 months.
- Each new condition is covered for up to 12 months, or until your vet fee limit has been reached, whichever happens first (as long as you renew your policy).
- The 12 months start from the date your dog first showed signs of the condition.
- After 12 months, or when the vet fee limit is reached, we won’t cover the accident or illness again.
- Time Limited policies also have an annual limit - this is the most we'll pay each year for all conditions you may need to claim for.
- Dental accident cover up to £750 with a Prime policy.
- Dental accident & dental illness cover up to £1,000 with a Prime Plus policy.
- Complementary therapy between £500 and £1,000, depending on your specific policy.
Policy terms and conditions apply.
With our Accident Only dog insurance, you’re covered up to £2,500 per year for each accident your dog may have.
- There’s no limit to how many accidents you can claim for each year.
- For each accident, we’ll cover treatment costs for as long as your dog needs care (as long as you renew your policy each year), up to a lifetime limit of £15,000.
- This cover is only for accidents. It doesn’t cover illnesses or diseases.
- Dental accident cover up to £500.
- Complementary therapy up to £500 for each accident.
Policy terms and conditions apply.
Pet insurance premiums increase as your pet gets older. We use a number of things to work out your price each year. These include the age of the pet, where you live and the cost of vet fees. Excesses apply to all our policies and a co-payment is currently payable on claims if you renew your policy after your dog turns 8 years old.
Why choose Animal Friends?
With over 25 years' experience, more than £9 million donated to support animal welfare, and over one million pets covered, customers choose Animal Friends for:
- Affordable, award-winning cover to suit you and your pet
- Free vet video calls 24/7/365 through the Joii app for dog and cat customers
- Founded to help support animal welfare charities
- Fuss-free claiming. Vets can claim on your behalf
- Expert advice and guides for you and your pet.




