Horse Rider Insurance | Get a Quote Online | Animal Friends

Rider Insurance

Rider Insurance For Riders From 5 Years Old Upwards

Chester the horse MoneyFact Pet Insurance Provider of the year 2017 award

Rider Insurance Benefits

  • A choice of personal accident covers for riders from 5 years old upwards
  • Personal Accident and Dental Cover
  • Third Party Liability
  • Emergency Vet Fees for up to 24 hours after an incident occurs

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Rider Insurance Policies

Here at Animal Friends, we understand that is not just the horse owner or loaner who needs protection when riding, and even if you do not own or loan your horse you are still at risk when riding. You may have an accident that prevents you from working, or requires dental treatment to fix. These costs all add up, and our policies can support you if the worst should happen, allowing you to concentrate on getting better.

What Policies Do You Offer?

We offer Standard Rider and Super Rider Insurance policies to persons aged 18 years and over, and Young Rider Insurance to people between the ages of 5 and 17. All of our policies are tailored to suit the needs of people who ride often, but don’t own or loan their own horse.

Rider Insurance Cover Summary:

Personal Accident

Young RiderStandard RiderSuper Rider
Loss Of Limb£20,000£10,000£20,000
Permanent Deafness£20,000£10,000£20,000
Permanent Blindness£20,000£10,000£20,000
Permanent Total Disablement£20,000£10,000£20,000
Temporary DisablementN/A£50 per week£100 per week
Dental Treatment£1,000£1,000£1,500
Hospital Benefit£25 per day£30 per day£50 per day
Tuition Fees£2,500N/AN/A

Third Party Liability

Young RiderStandard RiderSuper Rider
Maximum Benefit£1,000,000£1,000,000£3,000,000

Custodial Liability

Young RiderStandard RiderSuper Rider
Maximum Benefit£1,000£2,000£3,000


Young RiderStandard RiderSuper Rider
Emergency Vet Fees£1,000£1,000£1,500

Own Your Own Horse?

We offer a range of Horse Insurance policies to cover you and your equine.