Dog Insurance

Policies From Just £3.15 a Month

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Insurance policies for your dog

Giving a dog or puppy a new home is one of the most exciting and rewarding challenges for any pet owner. There is a lot to think about when bringing your new pet home – food, bedding, and of course dog insurance. We believe that everyone should be able to have some kind of dog insurance policy, that’s why we have a range of policies for you to choose from. Dog insurance can cover the cost for veterinary fees and, depending on your choice of policy, much more besides.

Can you insure my puppy?

We know that bringing home a puppy gives you a lot of fun things to do, from playtime to training and plenty of cuddles. There are, of course, some other things to take care of, and even puppies may cause some unexpected costs. We will look to insure a puppy from five weeks of age.

Will you cover my dog, even if he/she is older?

As pets get older they still need an insurance policy to help protect you against the cost of veterinary care. We will still cover your dog when they are over the age of eight, and our senior pet policies have no upper age limit, whether you’re an existing policyholder or coming to us for the first time.

Do you offer any discounts?

If you’re adding to your animal family and have more than one pet to insure with Animal Friends we will apply a 10% multi-pet discount to your premiums.*

How can I pay?

In order to make payment quick and easy we now accept card payments and Paypal when you pay your premium as a single annual payment. If you prefer, you can choose our monthly, interest-free direct debit option.

Our dog insurance policies are split into three categories:


Our Accident-Only policy for dogs offers cover for veterinary fees you incur if your puppy has an accident; you will not be covered if your dog falls ill.


Our Time-Limited policies for dogs typically have mid-range premiums and will provide cover for veterinary fees you incur if your dog has an accident or falls ill. Time-Limited means that any one illness or condition is covered for 365 days from the date the condition first manifested itself.


Our Lifetime policies for dogs will also provide cover for veterinary fees you incur if your dog has an accident or falls ill. Lifetime means that any one illness or condition is covered year after year up to a limit per condition that ‘refreshes’ annually upon renewal.

When you take out a policy with Animal Friends it’s not just the dogs we insure who benefit. Did you know that we’ve donated in excess of £2 million to animal charities and shelters? We’ve donated to dog charities all over the world, from Dogs Trust here in the UK to NOWZAD in Afghanistan. That’s what makes Animal Friends the Feel Good insurer!Our policies are all subject to terms and conditions explained in the Key Facts and Policy Wordings.

*This excludes Accident-only, Basic and Rider-only policies.