Is dental treatment covered?

FAQs

Is dental treatment covered on our pet policies?

The amount and type of any dental cover depends on the policy you have chosen. We’ll cover up to the amount shown in ‘Your Schedule’ and any claims for dental treatment count toward your overall vet fee limit.

Dental accident cover

We’ll pay for dental and gum treatment as a result of an accident, as long as it’s recommended by a vet.

Dental illness and dental accident cover

We’ll pay for dental and gum treatment for dental illness or as a result of an accident, as long as in each case it’s recommended by a vet. We’ll only cover claims for dental illness if your pet has had a dental exam within a year before the illness. You must have followed the vet’s advice, and any recommended treatment must have been carried out within seven months of the dental exam. This is true unless the vet advises that the treatment couldn’t be completed within this time frame.

The table below details which level of cover is included within each policy type:

Policy type	Dental accident cover	Dental accident and illness cover
Accident Only	Up to £500	x
Basic Plus	x	x
Prime	Up to £750	x
Prime Plus	x	Up to £1,000
Max Value	x	x
Max Plus	Up to £750	x
Max Extra	x	Up to £1,000
Super	x	x
Superior	Up to £750	x
Superior Plus	x	Up to £1,000
Prestige	x	Up to £1,000
Lifetime £1,000	x	x
Lifetime £2,000	Up to £750	x
Lifetime £3,000	Up to £750	x
Lifetime £4,000	x	Up to £1,000
Lifetime £5,000	x	Up to £1,000
Lifetime £10,000	x	Up to £3,000
Lifetime £18,000	x	Up to £3,000

The following policies provide cover for dental illness and accidents up to £3,000

Lifetime £10,000
Lifetime £18,000

The following policies provide cover if your pet needs to have their teeth removed, or their gums repaired, if they’re damaged in an accident. Cover is provided up to the vet fee limit.