You can increase your level of cover at renewal.

 

If your pet already has a condition, and you change to a policy with a higher limit, we’ll cover valid claims for this condition at your previous lower limit. This is true even if you haven’t yet made a claim or if you noticed something was wrong but your pet hasn't yet been to the vet.

 

You’ll be able to make claims at the higher limit for a new condition after 14 days and for new accidents after two days. You’ll still be able to make claims for new and existing conditions, within this 14-day period, but at your current lower limit. You’ll also be able to make claims for new and existing accidents, within the two-day period, but also at your current lower limit.

 

You can decrease your level of cover at any time.

 

If you change to a policy with a lower limit, cover for new conditions and accidents will start straight away. Your new policy limit will apply to all new and existing claims.